Personal Insurance

Personal insurance policies

Personal insurance is a complicated area with just about as many types of options as there are different people with different lives. We’re familiar with this landscape and can help you find your way through it to the level of protection that you and your family really need.

Featured Services

Examples of the Personal Insurance services we can help you with include:

  • Home & Contents
  • Private Motor
  • Landlords
  • Strata
  • Holiday Home
  • Pleasure craft (Boat)
  • Farm
  • Personal Accident & Illness Cover

As well as business insurance, we can help you out with any other insurance needs you might have that include:

Home & Contents

One policy that covers your home and the valuables inside.

Holiday Home

One policy that provides cover for your holiday home, and the contents inside whether it’s a beach shack or a penthouse apartment.

Motor Vehicle

Whether it’s your dream car, or your family’s runabout, your car is one of your most important possessions so it pays to protect it from the unexpected. Carbon provides three levels of Motor Vehicle Insurance to ensure the right level of cover for your needs.


Carbon provides insurance cover that prides protection against a range of events for houses, townhouses, apartments, units and flats that are leased or rented out to tenants. Protect your investment property with our range of Landlords’ Residential Property Insurance packages, including options for residential rental properties to cover against deliberate and intentional acts by tenants, damage, vandalism and loss of rent.

Pleasure craft (Boat)

Comprehensive Insurance to cover against unexpected events like stranding, capsizing, theft, fire, and malicious damage. Damage that occurs while loading and unloading your boat is also covered as well as collisions with submerged objects, other watercraft, jetties or motor vehicles.


When your business is farming, we understand the importance of that. At Carbon we can’t control the elements or market prices, but we can provide flexible options to deal with many of the uncontrollable elements that can stop you in your tracks, including machinery breakdowns or loss of feed and stock. We can work with you to design a flexible Farm Insurance solution that’s tailored for you and your farm. That can include convenient payment options and a fast and easy claims service. So if the elements do turn against you, we can help you get back to the land as quickly as possible.

Personal Accident & Illness

Covers you and the insured person(s) against injury as a result of an accident. You can nominate up to two people to be insured, and select from a range of options for Capital Sum Insured Benefits and Weekly Injury Benefits received in the event of accidental death, permanent injury or disablement.

Strata insurance

This type of policy offers new for old replacement on most items and enables you to repair the fixtures inside your strata property or replace your belongings in the event that they are damaged or destroyed by a defined event such as a fire, theft, vandalism, water, falling trees, explosion, lightning, or earthquake. (Subject to your policy terms and conditions).

As you can see, there are plenty of options out there and there’s likely to be one that will suit your situation. Call us and we can help you find it and get you and your family set up and well protected. Call or click here to contact Carbon today.

contact us today

for a complimentary 30 minute consultation

To find out more about this service or request a complimentary consultation, simply fill in the form below and a member of our friendly team will be in touch shortly.

  • Calxa
  • Deputy
  • Ezi Debit
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