December and January are usually the busiest time of the year for the hospitality and retail industry, which often means businesses are required to stock up in advance of the busy period. Paying for this extra stock before the uplift in sales begin can put a dent in cash flow, leaving many businesses in a negative position for those months, making it a struggle to keep on top of expenses such as paying BAS, rent, and staff wages.

There has been a recent incident where a high-end real estate agent has been sentenced to more than three years in jail for misusing millions of dollars from her agency’s trust fund account. The agent used the funds to cover monthly shortfalls, which is classed as fraud. Instead, it would have been much easier (and legal!) to apply for a cash flow loan. Simple application process and quick turnaround of funds.

Business loans don’t have to be painful

Who said getting a small business loan had to be difficult? We have a finance solution that’s fast and easy. All it takes is ten minutes to apply, you may get approval the same day and the money you need could be in your account in under 24 hours* so you can get on with business, sooner.

Fast. Easy. Efficient. Loans for Small Business.
  • Borrow between $5,000 and $300,000
  • Apply online in 10 minutes and be approved the same day
  • Get your funds within 24 hours*
  • Terms from 3 to 24 months

You’ll enjoy cash flow friendly repayments – daily, weekly or fortnightly – and a dedicated account manager to see you through from start to finish.

We know that the demands of pushing through the biggest holiday season as well as starting up with momentum early in the new year can take a lot out of you, and your bank balance. So, why wait? Contact Carbon Finance & Lending today to talk about a business loan to finance your next opportunity and give you a head start going into the festive season. Alternatively, if you’re ready to apply, complete the short application form here.

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