With Perth experiencing the hottest January for 16 years, the threat of bush fire remains high. It’s important to make sure your home is insured enough to cover the cost of rebuilding it completely in the event it is burnt down.
With Perth experiencing the hottest January for 16 years, the threat of bush fire remains high. Even a seemingly small fire can quickly heighten and become out of control. Since you can’t avoid a bush fire, it’s important to take the steps to ensure your family and home are well prepared in the event of a fire. Whether you live in a high-risk area or not, set some time aside to come up with a plan.
To stay or to go?
Chat to your household to determine what you’ll do in the event of a bushfire. If you decide to leave, you need to know when
to leave. What is your sign to go? Once you hear news of a fire or not until you see smoke in your area? Where will you go, and how will you get there? What will you take with you? Leave replaceable items but be sure to take pets! Always let someone know when you have arrived safely.
Prepare your home for a bushfire
Keep on top of your garden before and during bushfire season. Leaving it til last minute is too late. A few things that can make a big difference is to trim overhanging trees and shrubs, which helps to stop fire spreading to your home. Mow the grass and remove leaves. Ensure you have a hose attached to a reliable source of water that can reach all around your home.
Review your home and contents insurance policy
Make sure your insurance policies are up to date, with the sums insured and contents cover being a true reflection of the value of your belongings. It’s important to make sure your home is insured enough to cover the cost of rebuilding it completely in the event it is burnt down. The cost of building homes generally increases year on year, so it should be covered for the amount it would cost to rebuild today.
If you’re unsure whether you’re adequately covered, chat to our insurance brokers who will be more than happy to assess your situation and provide you with home and contents insurance cover.
Stay safe in the bush fire season. For further information, visit the Department of Fire & Emergency Services
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